http://www.fourthcornerexchange.com/FAQ.php

Societatea civila din Romania, care pana in prezent a avut un dialog mut cu reprezentantii surzi aflati la guvernare, doreste implementarea acestui system alternativ prin ONG-ul BETTER,…
va rog sa comunicati parerea dvs. si eventual posibilitatea de a va implica inacest
proiect catre emailul: eugeniur@yahoo.com

Implemetarea in Romania a solutiei prezentate de Francis Ayley in filmul:

http://filmedocumentare.com/repararea-banilor/?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+FilmeDocumentareOnline+%28FilmeDocumentare.com%29

http://www.youtube.com/watch?v=zipJ3eWWTXQ

What is The Life Currency Cooperative Exchange?
The Life Currency Cooperative Exchange is a fully developed non-usurious, sustainable, cooperative, alternative monetary system designed to completely replace usurious bank issued money which is an economic disaster. Usurious bank issued money has a long and ugly history and is the cause of many of the social, political and environmental problems humanity faces today. Life Currency is an independent global currency designed to create, support and maintain a grass roots cooperative economy anywhere and everywhere in the world. The Life Currency Cooperative Exchange is the creation of Francis Ayley who has spent the last 40 years engaged in a critical analysis of mainstream bank money and the last 25 years as a monetary reformer developing successful alternative monetary systems. The Life Currency Cooperative Exchange is the culmination of his work to date. In short, the Life Currency Cooperative Exchange is the solution to the economic madness that we see all around us today.
Is the Life Currency Cooperative Exchange the solution to our global financial crises?
Absolutely, Yes!
Could this be used to solve the economic problems of whole countries?
Yes. By using Life Currency any country can solve 95%+ of its economic problems in one powerful move. Life Currency has been designed to do exactly this by rewriting the rules of money and giving the people the power to create their own money supply, independently from banks.
How much has been traded within the Life Currency Cooperative Exchange?
In total, since January 2004 when we started trading with just 12 members, we have exchanged goods and services to the value of over $ 1,030,981.30 USD. Not every exchange that happens is recorded. Once people get to know each other, some of the exchanges between members happen as part of the Gift Economy. So the trading figure is simply what members have chosen to record.
What is Fourth Corner Exchange?
Fourth Corner Exchange is the founding branch of the Life Currency Cooperative Exchange. We called the original group Fourth Corner Exchange because we started trading in Bellingham WA, in the Pacific Northwest corner of the continental USA (the Fourth Corner of the country). Since then, we have opened other chapters, and have accepted members in other states and other countries. We are all part of the same cooperative, using the same Life Currency, so any member anywhere can trade with any other member, regardless of geographical location.
What is the North Olympic Exchange?
The North Olympic Exchange is a local branch of the Life Currency Cooperative Exchange. They are located on the Olympic peninsular in Washington State.
What is our currency called?
In the continental USA our currency is called Life Dollars. In other countries it could be called something appropriate to the local culture and society. Collectively it is known as Life Currency.
How is our currency valued?
A Life Dollar is valued at one hour of someones time at a basic living wage, in their local community. In the USA this usually means a Life Dollar is valued at between $10 and $12 USD, but this will change as the US Dollar changes in value. Time is a universal currency; an hour of time is the same length for everyone, no matter who you are or where you live. Unlike time banks, however, we do not impose an ‘hour for an hour’ equivalence on exchanges. We recognize that differences in value do exist, and that the ‘hidden’ hours someone spends in order to offer one hour of service must be taken into account for a trade to be fair and for an economic system to function universally.
In thinking about exchanging time, we ask questions like: How much of someone else’s life energy am I asking for in exchange for what I have to offer? How much of my own time and energy has gone into being able to provide this service or this item? What is a fair exchange of life energy for what I want to buy or sell?
In this way, we move beyond the usual concepts of how much ‘money’ something is worth to a more just and equitable assessment of value. We eliminate artificially-created inequalities between the currencies of different nations, and normalize economic transactions between communities. We are creating a world of economic justice and sustainable prosperity for all.
Do we accept other community currencies?
Yes. Presently we accept Sound Hours on an hour for hour basis. One Sound Hour = One Life Dollar. Sound Hours were created by Joanne Lee in Olympia WA (USA) in 1996 as a printed currency. They were used for a number of years by businesses and citizens in the Puget Sound area. They have been dormant for a number of years.
We are open to connecting with other local community currency groups and discussing the idea of linking their currency to ours. This will provide a badly needed mechanism for small local community currency groups to intertrade, which at the moment is not possible.
Have Life Dollars been subject to inflation or deflation?
No! One of the key features we designed into Life Currency is zero inflation/deflation. Life Currency, unlike any national currency, holds its value over time. This feature by itself is enough to justify switching to using Life Currency. Usurious bank issued money has rarely maintained its value. As a result, citzens have been subjected to disasterous inflation and deflation cycles that have needlessly destroyed their livelihoods, businesses and communities.
What are the advantages of trading cooperatively?
It would take a whole book to do justice to cooperative economics. Consistantly during difficult economic times people instinctively join together to help each other. By doing so, they increased their chances of survival and suffered less. Read ‘No Contest’ by Alfie Kohn, or ‘The Brighter Side of Human Nature’ also by Alfie Kohn, and you will see that cooperative behavior is more powerful than competative behavior. We are biologically hard wired to work cooperatively in a group. This is how we used to live, in cooperative tribal societies where the the available resources were shared more justly than we see in our ugly ‘competative’ economy. We make a distinction between ‘healthy’ competition and ‘destructive’ competition. The mainstream economy is mainly comprised of the latter.
Can the public view of the database?
A non-member can view a random selection of 25 listings which have had all telephone numbers, e-mail addresses, names and other identifying information removed.
What can I buy with Life Dollars?
Anything that is offered for sale by another member.
What can I sell for Life Dollars?
Anything that it is legal to sell.
Are you obliged to trade with another member?
No. You are under no obligation to provide goods and services to another member at any time. You have the right to refuse to trade with them. Please read our ‘Member Agreement’ to see the legal contract you are entering into with the Life Currency Cooperative Exchange.
How are prices of goods and services set?
The members involved in the exchange must agree the price, either 100% in Life Dollars or a combination of Life Dollars and $USD. If the members cannot come to agreement about the price, they do not have a trade. The Life Currency Cooperative Exchange administrators have no part in these negotiations.
Are members free to charge any amount of LifeDollars they see fit for their product or service?
Yes. But if your asking price in Life Dollars is too high you may not find a buyer.
Why do you charge national currency for membership?
We are in the process of transitioning from a dysfunctional monetary system to a healthy one. Whilst we are in the process of transitioning, we have no alternative but to work within the old dysfunctional mainstream monetary system because we cannot create a new system overnight.
Creating a new monetary system is not an easy thing to do. It involves re-educating people about the whole money problem, and then introducing them to a viable alternative and showing them how to use it. Right now this takes time, energy and yes, bank issued money. Until we can pay all our organisational running expenses and bills in our new currency, we have no choice but to run it using the old monetary system. Realistically this is our only option. Until we have created a fully operational alternative that is widely known and available to everyone, we will continue to work within the present dysfunctional system with the long term goal of transitioning to our new healthy monetary system.
We currently cover about 10% of our running costs in Life Dollars and I expect this percentage will gradually increase over time.
Do you have a complaints procedure?
Yes. Since 2004 our members have conducted over 13,000 exchanges. During that time we have received 4 formal written complaints (Yes, only 4). Three of these were resolved satisfactorily. One remains unresolved (chances are it never will be). This is a staggering record of succesful exchanges and a tribute to the cooperative economic model which works for the benefit of the people, not the banks. It demonstrates the potential we have for collectively solving our economic problems by abandoning competative economics and switching to a cooperative economic model.
Is the Life Currency Cooperative Exchange president, Francis Ayley, available for presentations?
Yes. If you are willing to cover accommodation, travel expenses and a we can negotiate a reasonable fee.
How Do I Start a Local Chapter of the Life Currency Cooperative Exchange?
Talk to us! We can train you and walk you through the necessary steps to creating a successful local chapter.
To contact us… Contacting Fourth Corner Exchange
Join the the increasing number of people who are seeking to build a cooperative economy.
Fourth Corner Exchange is a simple, practical alternative that builds our communities, rejuvenates our local economies, and brings a personal touch to community trading. Contact us for more information on how to join.
Fourth Corner Exchange is expanding. We are looking for like-minded people, who are capable of administering a local chapter of The Life Currency Cooperative Exchange in their area, in order to bring the benefits of our Life Currency to their local community.

To Contact Us: Use this email address
enquiries@fourthcornerexchange.com
PO Box 28815, Bellingham, WA 98228, USA

Va asteptam!

Conceptul de barter one-to-one e util atunci cand principiul incidentei coincidentei e indeplinit, adica atunci cand gasesti pe cineva care are ceea ce ai tu nevoie si care are nevoie de ceea ce ai tu de oferit.
In realitate asta e greu de realizat, ceea ce face ca barterul sa aiba o viteza de rotatie destul de lenta.
Exista totusi si solutii moderne, in strainatate de zeci de ani, in Romania de foarte recent, care permit MULTIBARTERUL intre mai multi membri ai unui club – persoane juridice, prin intermediul unitatilor de comercializare care elimina nevoia de cash si care satisfac nevoile fiecaruia eficient si simplu…

Cluburile de acest gen sunt doar pentru membrii (persoane juridice) care indeplinesc anumite criterii de eligibilitate si care respecta un cod de conduita.

E practic pasul urmator fata de barterul clasic…